Loan Rates Savings Rates Share Certificates Fee Schedule

Effective as of: 12/01/20
Share CertificatesRateAPY*Term
Share Certificate - 1 Year0.100.1012
Share Certificate - 2 Year0.200.2024
Share Certificate - 3 Year0.200.2036
IRA Shares0.250.25N/A
*APY=Annual Percentage Yield. A 90-day dividend penalty will be imposed for early withdrawal. The penalty is calculated as a forfeiture of part of the dividends that have been earned on the account. If the account has not yet earned enough dividends, the penalty will be deducted from the principal. Fees may reduce earnings. Minimum balance required to open account is $2500. IRA rates subject to change any time.